The South Korea Financial Supervisory Service published end-July 2025 figures on domestic banks’ won-denominated (WD) loan delinquency, showing the overall delinquency rate at 0.57% of loans past due by at least one month, up 0.05 percentage points from the prior month and 0.10 percentage points from a year earlier. Newly delinquent loans were unchanged month on month at KRW 2.8 trillion, while resolved loans declined by KRW 4.1 trillion. By segment, the delinquency rate on loans to large companies was unchanged at 0.14%, while small and medium-sized enterprise delinquencies rose 0.08 percentage points to 0.82%. Household loan delinquency increased 0.02 percentage points to 0.43%, with mortgage loan delinquency edging down to 0.29% and unsecured loan delinquency rising to 0.86%. The FSS noted the July 2025 figures are preliminary and subject to change.
South Korea Financial Supervisory Service 2025-09-26
South Korea Financial Supervisory Service reports domestic banks’ won loan delinquency rate rose to 0.57% at end-July 2025
The South Korea Financial Supervisory Service reported a rise in domestic banks' won-denominated loan delinquency rate to 0.57% as of July 2025, marking an increase of 0.05 percentage points from the previous month. Delinquencies in small and medium-sized enterprises rose to 0.82%, while household loan delinquency increased to 0.43%. The figures are preliminary and may be revised.