The Central Bank of Chile has published the 2024 Household Financial Survey (Encuesta Financiera de Hogares, EFH), presenting an updated picture of household savings, debt, income and financial assets for the second half of 2024 to support financial stability analysis by the Bank and other authorities. The results draw on 4,649 in-person interviews conducted nationwide between late July 2024 and mid-January 2025, representing 6.7 million households, with urban national representativeness by macrozone and wealth strata. Compared with earlier waves, the survey finds a continued decline in average household size alongside growth in one-person households; total reported income for the representative household broadly stable versus 2017; the number of owner-occupied households increasing but less than the total number of households; a lower share of households holding any debt relative to 2021 and 2017, driven by reduced use of retail store credit; and households’ financial burden remaining broadly stable versus 2017. The Central Bank also published the President’s press conference presentation and a detailed results report on its website.
Central Bank of Chile 2025-09-30
Central Bank of Chile releases 2024 Household Financial Survey results pointing to fewer indebted households and stable financial burdens
The Central Bank of Chile released the 2024 Household Financial Survey, detailing household savings, debt, income, and financial assets for the latter half of 2024. Key findings include a decline in average household size, growth in one-person households, stable total income compared to 2017, and a decrease in households holding debt due to reduced retail store credit usage. Based on 4,649 interviews, the survey represents 6.7 million households and supports financial stability analysis.