The Federal Deposit Insurance Corporation published a list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA), covering the CRA ratings assigned in May 2025. The CRA requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. The release also reiterates that public disclosure of CRA evaluations and ratings is mandated for banks and thrifts examined on or after July 1, 1990, and that consolidated historical lists and individual bank CRA evaluations are available through the FDIC and from the examined banks.
Federal Deposit Insurance Corporation 2025-08-05
Federal Deposit Insurance Corporation releases list of state nonmember banks examined for Community Reinvestment Act compliance
The Federal Deposit Insurance Corporation released a list of state nonmember banks evaluated for Community Reinvestment Act compliance, detailing CRA ratings assigned in May 2025. The CRA mandates assessments of banks' credit provision to their communities, including low- and moderate-income areas, while ensuring safe operations. Public disclosure of CRA evaluations and ratings is required for banks examined since July 1, 1990.