The Taiwan Financial Services Commission published December 2025 insurance industry profit and loss, net value and foreign exchange figures, showing total pre tax profit of NT$193.7 billion, driven by a large year on year decline in life insurers’ earnings alongside higher profitability at non life insurers. Life insurance enterprises recorded pre tax profit of NT$156.9 billion, down NT$158.6 billion or 50.3% from the prior year, while non life insurance enterprises posted pre tax profit of NT$36.8 billion, up NT$10.8 billion or 41.5%. Owners’ equity for the sector totalled NT$2,884.8 billion, with life insurers at NT$2,712.4 billion, up NT$126.4 billion or 4.9%, and non life insurers at NT$172.4 billion, up NT$21.3 billion or 14.1%. The New Taiwan Dollar appreciated 4.27% against the US Dollar versus end 2024, and life insurers’ cumulative foreign exchange valuation reserve increased to NT$613.7 billion, up NT$394.1 billion; the combined impact of exchange and hedging gains or losses and the net effect of volatility on the reserve was NT$-821.2 billion. Over the same period, life insurers’ overseas investments generated net gains of NT$518.5 billion, including exchange and hedging results but excluding the net effect of volatility on the foreign exchange valuation reserve.
Taiwan Financial Services Commission 2026-01-27
Taiwan Financial Services Commission reports sharp fall in 2025 life insurance pre tax profit and higher foreign exchange valuation reserves
The Taiwan Financial Services Commission reported December 2025 insurance industry figures, highlighting a pre-tax profit of NT$193.7 billion, with life insurers' profits declining by 50.3% to NT$156.9 billion and non-life insurers' profits increasing by 41.5% to NT$36.8 billion. The New Taiwan Dollar appreciated 4.27% against the US Dollar, impacting life insurers' foreign exchange valuation reserves, which rose to NT$613.7 billion, while overseas investments yielded net gains of NT$518.5 billion.