National Bank of Romania releases fifth Financial Education Magazine issue on the importance of saving

The National Bank of Romania published the fifth issue of its Financial Education Magazine, themed “The importance of saving in economic and social life”, linked to Financial Education Day on 11 April. The edition frames saving as a stabilising practice for households and a wider contributor to financial sustainability in an environment shaped by economic and geopolitical uncertainty. Contributions from public authorities, academia, the business community and the banking sector discuss saving as both an individual behaviour and a collective mechanism that supports welfare and macroeconomic balance. In the opening message, Deputy Governor Cosmin Marinescu argues that saving underpins responsible economic behaviour and should be “rehabilitated” to help orient public policies toward financial sustainability and away from consumption and budget deficits at the expense of investment and macroeconomic equilibria, positioning financial education as a strategic objective for both saving and investing behaviours and healthier public policy choices. The magazine is presented as an editorial project under the National Bank of Romania’s 2025–2030 Financial Education Strategy and is published on the central bank’s website.