South Korea’s Financial Supervisory Service published December 2025 statistics on domestic banks’ won-denominated loan delinquency, reporting an overall delinquency rate of 0.50% at end-December. The rate, defined as loans with principal or interest payments past due by at least one month, fell 0.10 percentage points from end-November (0.60%) but rose 0.06 percentage points from a year earlier (0.44%). On a monthly basis, newly delinquent loans declined by KRW 0.2 trillion while resolved loans increased by KRW 3.2 trillion. Delinquency rates decreased across major segments, with business loans at 0.59% (large companies 0.12% and small and medium-sized enterprises 0.72%) and household loans at 0.38%, including mortgage loans at 0.27% and unsecured loans at 0.75%.
South Korea Financial Supervisory Service 2026-02-24
South Korea Financial Supervisory Service reports domestic banks’ won-loan delinquency rate falling to 0.50% at end-December 2025
South Korea's Financial Supervisory Service reported a 0.50% delinquency rate for won-denominated loans at domestic banks as of December 2025, down from 0.60% in November but up from 0.44% a year earlier. Newly delinquent loans decreased by KRW 0.2 trillion, while resolved loans increased by KRW 3.2 trillion. Delinquency rates fell across major segments, with business loans at 0.59% and household loans at 0.38%.