The European Banking Authority, alongside the other European Supervisory Authorities (ESAs), has concluded a multilateral Memorandum of Understanding with the EU Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) to structure cooperation and information exchange between the four institutions. The MoU sets out practical arrangements for sharing information and working together so each body can perform its tasks efficiently, effectively and in a timely manner. It is intended to support supervisory convergence across the EU financial sector, enable the exchange of information needed for AML/CFT work, and promote cross-sector learning and capacity building among supervisors. The agreement is part of the broader cooperation framework AMLA is required to establish for the financial sector under Article 91 of the AMLA Regulation, in the context of AMLA’s role in directly supervising the EU’s highest-risk financial institutions with significant cross-border exposure and ensuring consistent application of EU AML/CFT rules by national supervisors.