Greece’s Ministry of National Economy and Finance has set a new fee regime for retail cash withdrawals, removing all charges for withdrawals at Greek banks’ ATMs and introducing a nationwide cap of EUR 1.50 for withdrawals made at third-party ATM operators. The changes will take effect on 11 August 2025. Interbank cash withdrawals across banks participating in the DIAS interbank system will be free of charge, and third-party ATM providers will be barred from charging where there is a direct or indirect shareholding link with the customer’s bank. Third-party providers must also apply zero fees in municipal communities where only one ATM operates, while balance enquiries will be free for all cardholders regardless of bank or ATM operator; digital money transfers sent via third-party providers’ web and mobile channels will be subject to a uniform fee of EUR 0.50. The measure, approved on 25 July 2025, also legislates that banks cannot charge their customers for cash withdrawals and was introduced with a minimal adjustment period to enable rapid implementation.
Ministry of National Economy and Finance (Greece) 2025-08-07
Greece’s Ministry of National Economy and Finance abolishes bank ATM withdrawal fees and caps third-party charges at EUR 1.50
Greece’s Ministry of National Economy and Finance has established a new fee regime for retail cash withdrawals, eliminating charges at Greek banks’ ATMs and capping fees at EUR 1.50 for third-party ATMs. Interbank withdrawals via the DIAS system will be free, and third-party providers cannot charge fees where there is a shareholding link with the customer’s bank or in areas with only one ATM. Balance enquiries will be free, while digital money transfers via third-party channels will incur a EUR 0.50 fee.