Republican members of the U.S. House Committee on Financial Services, led by Chairman French Hill, sent a letter to Federal Reserve Vice Chair for Supervision Michelle Bowman, Comptroller of the Currency Jonathan Gould, and Federal Deposit Insurance Corporation Acting Chairman Travis Hill urging them to reconsider how Enhanced Prudential Standards are applied to banks in categories II, III, and IV. The letter argues for more tailored requirements based on banks’ actual risk profiles rather than a “one-size-fits-all” approach for regional and midsize firms, and calls for indexing regulatory thresholds to economic growth metrics.
U.S. Financial Services Committee 2025-11-25
U.S. House Financial Services Committee Republicans urge federal banking regulators to tailor enhanced prudential standards and index regulatory thresholds
Republican members of the U.S. House Committee on Financial Services, led by Chairman French Hill, urge Federal Reserve Vice Chair for Supervision Michelle Bowman, Comptroller of the Currency Jonathan Gould, and FDIC Acting Chairman Travis Hill to reconsider Enhanced Prudential Standards for banks in categories II, III, and IV. They advocate for requirements tailored to banks' risk profiles and suggest indexing regulatory thresholds to economic growth metrics.