The Croatian Financial Services Supervisory Agency (Hanfa) outlined its current regulatory priorities in a speech by Board President Ante Žigman at a Croatia-Slovenia business forum, focusing on maintaining a stable framework for business, supporting innovation while safeguarding consumers and financial stability, and adapting the pension and insurance environment to demographic change. Žigman highlighted the supervisory challenges posed by rapidly evolving technologies such as artificial intelligence, blockchain and fintech business models, and pointed to regulatory sandboxes as a key tool for testing innovations in a controlled setting. On demographic pressures from ageing and migration, he underlined the need for a regulatory framework that supports long-term system sustainability, including measures to strengthen public awareness of investment options in the third pension pillar and to optimise the system to withstand population-structure pressures. He also noted potential for stronger Croatia-Slovenia cooperation, particularly in capital markets.