The National Bank of Hungary has launched a Certified Corporate Loan (CCL) certification framework to strengthen competition in banking and bring more standardised, transparent corporate investment loans to small and medium-sized enterprises. Four large banks submitted applications in August 2025, and the first certified loans became available at OTP Bank branches from 1 September 2025. Developed through an agreement with the Hungarian Banking Association and modelled on earlier Certified Consumer-Friendly products, the framework has been open to banks since 1 August 2025. Certification applies to HUF-denominated, investment-purpose corporate loan products that meet central bank criteria, with the stated focus on simplified and fast administration and favourable pricing. Further applications remain under evaluation, and the National Bank of Hungary expects CCL products could appear at the branches of three additional major banks in the coming weeks; the certification criteria and the list of participating institutions are published on the central bank’s website in Hungarian.
National Bank of Hungary 2025-09-01
National Bank of Hungary launches Certified Corporate Loan certification as OTP Bank offers the first certified SME investment loans
The National Bank of Hungary has introduced a Certified Corporate Loan (CCL) certification framework to enhance competition and standardize corporate investment loans for small and medium-sized enterprises. The framework, developed with the Hungarian Banking Association, is open to banks and applies to HUF-denominated loans meeting central bank criteria. Certified loans are now available at OTP Bank, with more banks expected to offer them soon.