The US Office of the Comptroller of the Currency published a list of Community Reinvestment Act (CRA) performance evaluations that became public between 1 November 2025 and 30 November 2025, covering 32 national banks, federal savings associations, and insured federal branches of foreign banks. CRA evaluations assess an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighbourhoods, consistent with safe and sound operations. In this release, eight institutions received an “outstanding” rating: Seacoast National Bank; American Bank, National Association; The Citizens First National Bank of Storm Lake; Chester National Bank; The Bradford National Bank of Greenville; First National Bank of Omaha; First National Bank & Trust Company of McAlester; and First National Bank in Philip. The remaining institutions listed were rated “satisfactory.” The OCC noted that its website provides a searchable database of public CRA evaluations issued since April 1996, and that it also publishes a list of institutions scheduled for CRA examinations in the next two calendar quarters.
Office of the Comptroller of the Currency 2025-12-01
US Office of the Comptroller of the Currency releases Community Reinvestment Act performance evaluations for 32 institutions
The US Office of the Comptroller of the Currency released Community Reinvestment Act performance evaluations for 32 institutions, with eight receiving an "outstanding" rating. The evaluations assess how well institutions meet community credit needs while maintaining safe operations. A searchable database of CRA evaluations is available on the OCC's website.