The Taiwan Financial Services Commission published end-February 2026 lending and asset quality statistics for 38 domestic banks, showing continued loan growth alongside a stable average non-performing loan (NPL) ratio of 0.15%. Total outstanding loans rose by TWD 569 billion month on month to TWD 45.87 trillion (USD 1,468 billion). NPLs increased by TWD 1.13 billion to TWD 68.4 billion (USD 2.19 billion), while the average NPL ratio was unchanged from the prior month and 0.01 percentage points lower than a year earlier. Allowance coverage of NPLs stood at 901.61%, down 12.72 percentage points from the prior month. The FSC assessed asset quality as manageable on these figures and indicated it will require banks to continue taking measures to improve asset quality and their financial structure.
Taiwan Financial Services Commission 2026-04-09
Taiwan Financial Services Commission reports February 2026 domestic banks loans at TWD45.87 trillion and NPL ratio at 0.15%
The Taiwan Financial Services Commission published end-February 2026 lending and asset quality statistics for 38 domestic banks, showing continued loan growth with a stable average non-performing loan ratio of 0.15%. Total outstanding loans reached TWD 45.87 trillion, NPLs rose to TWD 68.4 billion and allowance coverage of NPLs declined to 901.61%, with the authority assessing asset quality as manageable while requiring banks to continue strengthening asset quality and financial structure.