The Federal Reserve Bank of Atlanta appointed Steve Moseley and Joe Zanco as new members of its Community Depository Institutions Advisory Council (CDIAC) and named Clayton Legear as chair for three-year terms expiring in 2028. As chair, Legear will represent the Atlanta council at the national CDIAC meeting with the Board of Governors. CDIAC was established by the Board of Governors in 2010 under the Dodd-Frank Wall Street Reform and Consumer Protection Act to provide input on the economy, lending conditions, and issues relevant to community depository institutions. The councils draw representatives from banks, thrift institutions, and credit unions across the 12 Federal Reserve Banks, and the national council meets with the Board twice a year in Washington, DC; Moseley leads MIDFLORIDA Credit Union, Zanco leads Louisiana-based Catalyst Bank, and Legear leads Merchants & Marine Bancorp and its subsidiary, Merchants & Marine Bank.