The National Reserve Bank of Tonga published a public notice urging people to stay alert for financial scams in which fraudsters impersonate banks, government offices, the NRBT, or other legitimate organisations to obtain money or personal information. The notice highlights common red flags including fabricated stories such as offers of free banking services for “research” or “education” and claims of meetings or “investment talks” that never occurred, use of unofficial contact details, impersonation of senior officials or other prominent figures, poor-quality messages with urgent language, pressure to act quickly, and requests for sensitive information such as bank account numbers, login details, or system access. It advises the public to verify unexpected or suspicious contacts via official channels, not rely on caller ID, avoid sharing personal or financial details unless the counterparty is confirmed, and consult the NRBT’s website list of licensed financial institutions.