The Central Bank of Russia published its August 2025 monitoring results for maximum interest rates on Russian ruble household deposits offered by the 10 credit institutions that attract the largest volumes of retail deposits. The average maximum rate for the first 10 days of August was 15.96%. For reference by maturity, the average maximum rates were 15.48% for deposits up to 90 days, 15.52% for 91–180 days, 14.59% for 181 days to one year, and 13.25% for over one year. The monitoring considers publicly available deposit rates open to any client without special categories or additional conditions, and excludes, among other things, compound rates, combined products, conditional rates (for example linked to card turnover or balances), and deposits with step-up rates across periods.
Central Bank of Russia 2025-08-15
Central Bank of Russia reports 15.96% average maximum retail deposit rate among the top 10 banks in early August 2025
The Central Bank of Russia released its August 2025 monitoring results for maximum interest rates on Russian ruble household deposits from the top 10 credit institutions. The average maximum rate for early August was 15.96%, with rates varying by maturity: 15.48% for up to 90 days, 15.52% for 91–180 days, 14.59% for 181 days to one year, and 13.25% for over one year. The monitoring excludes special conditions and non-standard deposit products.