The Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan published a consumer warning about an increase in fraud schemes in which criminals promise to help citizens buy housing, obtain credit, or write off debts under purported government programmes. The typical approach is to offer “quick processing” or a “guaranteed approval”, demand an upfront transfer, and then cease contact. The agency flagged common tactics including fake websites designed to resemble official portals, adverts and outreach via messengers and social networks, calls from “consultants”, and requests for personal data, sometimes backed by references to non-existent laws or programmes. It advised consumers to verify any benefits or programmes only through official government sources (including eGov.kz and verified social media accounts), avoid transferring money to unknown intermediaries or paying for “out-of-turn” assistance, and report suspicious offers to law enforcement; further educational materials are available on Fingramota.kz.