The Financial Supervisory Authority of Norway issued a regulation setting the statutory late payment interest rate for the first half of 2026 at 12.00% per annum and the standard compensation for debt recovery costs at NOK 460. The late payment interest rate is set every half-year with effect from 1 January and 1 July, and is calculated as Norges Bank’s policy rate plus at least eight percentage points. The 12.00% rate for the first half of 2026 is 0.25 percentage points lower than the previous determination. The standard compensation is also set semi-annually and corresponds to EUR 40, which Finanstilsynet has converted to NOK 460, unchanged from the previous determination. The Ministry of Finance decided on 18 June 2025 that Finanstilsynet would set both the late payment interest rate and the standard compensation under the Late Payment Interest Act, and the next reset will take effect from 1 July 2026.
Norwegian Finanstilsynet 2025-12-18
The Financial Supervisory Authority of Norway sets late payment interest at 12.00% for the first half of 2026 and standard collection cost compensation at NOK 460
The Financial Supervisory Authority of Norway has set the statutory late payment interest rate for the first half of 2026 at 12.00% per annum, a decrease of 0.25 percentage points from the previous rate. The standard compensation for debt recovery costs remains unchanged at NOK 460. These rates are adjusted semi-annually, with the interest rate calculated as Norges Bank’s policy rate plus at least eight percentage points.