The Federal Deposit Insurance Corporation has postponed the compliance date from 1 May 2025 to 1 March 2026 for requirements to display the FDIC official digital sign on certain insured depository institutions’ digital channels and for analogous requirements covering ATMs and similar devices. The extension, which applies to all FDIC-insured financial institutions, is intended to give the FDIC time to propose revisions for public comment to address implementation concerns and potential sources of consumer confusion. The delay covers amendments in 12 CFR 328.5 (digital channels) and 12 CFR 328.4 (ATMs and like devices) adopted under the December 20, 2023 final rule on FDIC official signs and advertising requirements, false advertising, misrepresentation of insured status, and misuse of the FDIC’s name or logo. Those amendments took effect on 1 April 2024 and were originally subject to a 1 January 2025 compliance date, which was later moved to 1 May 2025; other subpart A amendments from the same final rule are not included in this extension and remain due by 1 May 2025. The extended timeline is intended to support development of proposed regulatory changes for public comment focused on the digital sign and related implementation issues.

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