Ecuador's Superintendence of Banks reported that Superintendent Roberto Romero attended the opening of an Asobanca Training workshop on implementing the Internal Capital Adequacy Assessment Process (ICAAP), positioning the initiative as capacity-building that goes beyond formal compliance and supports financial system stability. In his remarks, Romero described ICAAP as a core pillar of modern supervision and a strategic tool for institutions to anticipate risks, assess forward-looking scenarios, and align capital, risk appetite and growth decisions. He added that successful implementation should strengthen institutional resilience and system-wide confidence without creating barriers to credit, and should be built through gradual, proportionate approaches and continuous coordination between supervisors and supervised entities.
Superintendencia de Bancos de Ecuador 2026-01-20
Ecuador's Superintendence of Banks promotes gradual ICAAP implementation at Asobanca Training workshop launch
Ecuador's Superintendence of Banks highlighted Superintendent Roberto Romero's participation in an Asobanca Training workshop on the Internal Capital Adequacy Assessment Process (ICAAP). Romero emphasized ICAAP as essential for modern supervision, aiding institutions in risk anticipation and strategic alignment of capital and growth decisions. He advocated for gradual, coordinated implementation to enhance resilience and system-wide confidence without hindering credit access.