The Central Bank of Russia published its November 2025 monitoring results for the maximum interest rates on Russian-ruble household deposits offered by the 10 credit institutions attracting the largest volume of household deposits. The average maximum rates increased across the three ten-day periods of November, reaching 15.32% in the first 10 days, 15.50% in the second 10 days, and 15.62% in the third 10 days. For reference, average maximum rates by maturity were 14.87% for up to 90 days, 15.24% for 91 to 180 days, 14.49% for 181 days to one year, and 12.42% for over one year. The monitoring excludes rates subject to conditions (such as card turnover or minimum balances), special-category and purpose-specific deposits, compound interest, combined products with additional requirements (including investment or insurance tie-ins), and deposits with maturities split into periods with varying rates.
Central Bank of Russia 2025-12-03
Central Bank of Russia reports rising maximum household deposit rates at top 10 banks in November 2025
The Central Bank of Russia reported an increase in average maximum interest rates on Russian-ruble household deposits for November 2025, with rates rising from 15.32% to 15.62% over the month. Rates varied by maturity, with the highest at 15.24% for 91 to 180 days and the lowest at 12.42% for over one year. The monitoring excluded deposits with specific conditions or additional requirements.