The Office of the Comptroller of the Currency published a list of Community Reinvestment Act (CRA) performance evaluations that became public between October 1 and October 31, 2025, covering 16 national banks and federal savings associations. Six institutions received an “outstanding” CRA rating and the remaining ten were rated “satisfactory”. Outstanding ratings were assigned to Midwest National Bank, The First National Bank of Okawville, Investar Bank, National Association, Carver Federal Savings Bank, FSNB, National Association, and Synchrony Bank. Satisfactory ratings were assigned to First National Bank, First Bankers Trust Company, National Association, Granville National Bank, The National Bank of Indianapolis, Homeland Federal Savings Bank, First Mutual Bank, FSB, The First National Bank of Frederick, American Bank, National Association, Commercial Bank of Texas, National Association, and The Jacksboro National Bank. CRA evaluations assess how an institution meets the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations, and the OCC maintains a searchable database of public CRA evaluations issued since April 1996 and a list of institutions scheduled for CRA examinations in the next two calendar quarters.
Office of the Comptroller of the Currency 2025-11-03
Office of the Comptroller of the Currency releases Community Reinvestment Act performance evaluations for 16 institutions
The Office of the Comptroller of the Currency released Community Reinvestment Act (CRA) performance evaluations for 16 national banks and federal savings associations for October 2025. Six institutions received an "outstanding" rating, while ten were rated "satisfactory." CRA evaluations measure how well institutions meet community credit needs, including those of low- and moderate-income neighborhoods.