The General Pension and Social Security Authority (GPSSA) issued a Mother’s Day message reaffirming the role of women’s participation in the workforce and outlining how the United Arab Emirates’ pension framework supports working mothers’ financial security and work life balance. GPSSA pointed to its 2025 statistics showing women represent about 68% of insured contributors. It highlighted pension law features including the ability for a woman to combine her own salary or pension with her share of a deceased husband’s pension, and changes under Federal Decree-Law No. 57 of 2023 that set pension share redistribution at 40% for widows, 40% for children and 20% for parents. The authority also cited flexible retirement provisions for married, divorced or widowed insured women, allowing retirement at age 55 with 30 years of service, with reductions linked to family size, and noted that Federal Pension Law No. 7 of 1999 allows women to purchase up to 10 years of nominal service to increase pension value compared with five years for men, alongside rules to reinstate a daughter’s or sister’s pension share if she divorces or leaves employment.
General Pension and Social Security Authority 2026-03-23
United Arab Emirates' General Pension and Social Security Authority highlights pension law provisions supporting working mothers and widows
The General Pension and Social Security Authority highlighted the UAE's pension framework supporting working mothers, noting women constitute 68% of insured contributors. Key features include combining their salary or pension with a deceased husband's pension and pension share redistribution under Federal Decree-Law No. 57 of 2023. The authority also emphasized flexible retirement provisions and the ability for women to purchase additional nominal service years to enhance pension value.