The Office of the Comptroller of the Currency released a statement from Comptroller of the Currency Jonathan V. Gould on the Community Bank Leverage Ratio final rule, which allows community banks to opt into a simpler measure of capital adequacy intended to reduce regulatory burden. In the statement, the OCC frames the final rule as providing regulatory flexibility for community banks while preserving safe and sound operations, and positions it within a broader set of targeted regulatory relief measures for community banks. Gould indicated he is looking ahead to implementation of the final rule; the statement did not specify an implementation timeline.
Office of the Comptroller of the Currency 2026-04-23
Office of the Comptroller of the Currency finalizes the Community Bank Leverage Ratio rule giving community banks a simplified capital option
The Office of the Comptroller of the Currency released a statement from Comptroller of the Currency Jonathan V. Gould on the Community Bank Leverage Ratio final rule, which allows community banks to opt into a simpler capital adequacy measure to reduce regulatory burden. The statement emphasizes regulatory flexibility for community banks while maintaining safety and soundness and situates the rule within broader targeted regulatory relief, without specifying an implementation timeline.