Central Bank of Brunei Darussalam publishes National Financial Literacy Day 2025 guidance on using digital tools for smarter money management and fraud protection

The Central Bank of Brunei Darussalam published an education and awareness article for National Financial Literacy Day (NFLD) 2025, setting out practical guidance for consumers on managing personal finances in a digital environment and reducing exposure to scams. The guidance focuses on setting short-, medium- and long-term financial goals using budgeting tools, building consistent saving habits including automated transfers, and using digital payments (such as QR codes and online transfers) to manage spending while maintaining basic cyber hygiene (keeping devices and apps updated, using strong passwords, and monitoring transactions). It also advises consumers to deal only with financial institutions licensed by the Brunei Darussalam Central Bank, avoid sharing personal or banking details, and report suspicious activity. The article reiterates that NFLD is led by the Brunei Darussalam Central Bank and supported by the National Financial Literacy Council, with objectives including improving financial literacy, promoting smart money management, and raising awareness of financial products and services available in Brunei Darussalam.