The State Bank of Vietnam, represented by Deputy Governor Pham Tien Dung, delivered remarks at BIDV Leadership Summit 2026 in Hanoi as Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) launched a comprehensive digital ecosystem for businesses. The central bank used the event to signal expectations around banks’ digital transformation, including the use of new technologies such as artificial intelligence alongside strengthened risk management and data governance. Deputy Governor Dung called for continued application of new technology including AI in a useful way with particular attention to risk, and for greater reliance on data to support decision-making and management. He also stressed data security, safety and confidentiality, and compliance with Vietnam’s Personal Data Protection Law and Cybersecurity Law, including protecting users’ lawful rights and interests. BIDV’s corporate digital ecosystem was presented as built on three pillars (platformisation, an open ecosystem and data personalisation) and includes BIDV eKYC, BIDV Direct, BIDV SCF, BIDV TradeFlat and BIDV Open API, with an aim of improving speed, data use and real-time cash-flow control for businesses.