The Central Bank of the Philippines has revised the implementation timeline for the International Transactions Reporting System, setting full implementation for rural and digital banks on 1 July 2027 and for universal, commercial and thrift banks on 1 October 2027. The memorandum supersedes prior communications to banks on the ITRS schedule. Banks must continue submitting FX Form 1 and 1A reports under the existing policy until otherwise advised by the Central Bank of the Philippines.