The Slovenia Insurance Supervision Agency published a practical guide to insuring vintage vehicles, explaining how a vehicle qualifies for “starodobnik” (classic) status in Slovenia and how that status can affect registration charges and insurance pricing. The guide stresses that age alone is not sufficient, with classic status linked to preservation in original specification and non-everyday use. It summarises the legal definition in the Motor Vehicles Act and the four-class categorisation used in practice (authentic, original, restored, assembled) based on international standards, and sets out the application process via accredited AMZS centres, including documentation and the need for a classification report from a national FIVA member organisation. On registration costs, it highlights that the annual charge is reduced to 20% for vehicles with classic status (or exempt where the vehicle is treated as national heritage) and that vehicles with classic status are exempt from the charge for deregistered vehicles, provided the status is recorded in the vehicle documents. On insurance, it notes that compulsory motor third-party liability insurance remains subject to statutory minimum cover limits of EUR 6,450,000 for personal injury and EUR 1,300,000 for property damage per claim, while premiums are not regulated and insurers commonly offer commercial discounts of 80% to 90% for classic vehicles, sometimes conditional on insuring another daily-use vehicle. For comprehensive (kasko) cover, the guide flags valuation as a key issue for older, higher-value vehicles, indicating that claim payments for theft or total loss are based on the vehicle’s actual value capped at the agreed insured sum, and recommends obtaining a formal appraisal before arranging cover where catalogue-based valuations are not available.

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