The Office of the Comptroller of the Currency released a list of Community Reinvestment Act (CRA) performance evaluations that became public between February 1 and February 28, 2026, covering 24 national banks, federal savings associations, and insured federal branches of foreign banks. The evaluations reflect the OCC’s assessment of each institution’s record of meeting community credit needs, including low- and moderate-income neighborhoods, consistent with safe and sound operations. Nine institutions received an “outstanding” rating, including Old Second National Bank, Wintrust Bank, National Association, GNBank, National Association, Home Bank, National Association, Abacus Federal Savings Bank, The Delaware National Bank of Delhi, First Federal Savings and Loan Association of Newark, Central National Bank, and Texas Heritage National Bank. The remaining 15 institutions were rated “satisfactory,” with no “needs to improve” or “substantial noncompliance” ratings shown in this release. The OCC noted that its website provides a searchable list of all public CRA evaluations issued since April 1996 and that it also publishes a list of institutions scheduled for CRA compliance examinations over the next two calendar quarters.
Office of the Comptroller of the Currency 2026-03-02
Office of the Comptroller of the Currency releases Community Reinvestment Act performance evaluations for 24 institutions
The Office of the Comptroller of the Currency released Community Reinvestment Act performance evaluations for 24 institutions, with nine receiving an "outstanding" rating and 15 rated "satisfactory." No institutions were rated as needing improvement or in substantial noncompliance. The OCC also maintains a searchable list of CRA evaluations and publishes upcoming compliance examination schedules.