The Central Bank of Cyprus published Monetary Financial Institution deposit and loan statistics for July 2025. Total deposits fell by EUR 154.5 million on a transaction basis, reversing a EUR 654.7 million rise in June, bringing outstanding deposits to EUR 56.6 billion and lowering the annual growth rate to 6.5% from 7.1%. Total loans increased by EUR 74.9 million, compared with EUR 672.3 million in June, lifting outstanding loans to EUR 26.5 billion and pushing the annual growth rate to 7.2% from 6.8%. Deposits from Cyprus residents decreased by EUR 89.7 million, with household deposits up EUR 62.6 million and non-financial corporations up EUR 105.3 million, offset by a EUR 257.6 million fall in other domestic sectors. Loans to Cyprus residents decreased by EUR 42.7 million, as household borrowing rose EUR 19.7 million while lending to non-financial corporations fell EUR 45.8 million and other domestic sectors declined EUR 16.6 million; net changes exclude reclassifications, foreign-exchange effects and other revaluations.
Central Bank of Cyprus 2025-08-28
Central Bank of Cyprus releases July 2025 MFI data with EUR 154.5 million net decline in deposits and EUR 74.9 million net increase in loans
The Central Bank of Cyprus reported a EUR 154.5 million decrease in total deposits for July 2025, reversing a previous rise and reducing the annual growth rate to 6.5%. Total loans increased by EUR 74.9 million, raising the annual growth rate to 7.2%. Notably, deposits from Cyprus residents decreased by EUR 89.7 million, while loans to residents fell by EUR 42.7 million.