The Central Bank of Russia published its October 2025 monitoring results for maximum interest rates on Russian-ruble deposits offered by the ten credit institutions attracting the largest volume of household deposits, with the average maximum rate at 15.46% for the first ten days of October. For reference, the Bank of Russia reported average maximum rates by maturity of 14.89% (up to 90 days), 14.90% (91–180 days), 14.02% (181 days to one year), and 12.18% (over one year). The calculation takes the arithmetic mean of each bank’s maximum rate on deposits available to any client without limitations, excluding special-category deposits and products featuring compounding, conditional pricing, bundled add-ons (such as investment or insurance requirements), or step-rate structures; the monitoring covers Sberbank, VTB Bank, Gazprombank, Alfa-Bank, Rosselkhozbank, DOM.RF, Credit Bank of Moscow, TBank, Promsvyazbank, and Sovcombank and is based on information from the banks’ websites.
Central Bank of Russia 2025-10-14
Central Bank of Russia records 15.46% average maximum ruble deposit rate among top 10 retail deposit takers in early October 2025
The Central Bank of Russia released its October 2025 monitoring results for maximum interest rates on Russian-ruble deposits from the ten largest credit institutions, with an average maximum rate of 15.46% for early October. Rates by maturity were 14.89% for up to 90 days, 14.90% for 91–180 days, 14.02% for 181 days to one year, and 12.18% for over one year. The data excludes special-category deposits and products with compounding or conditional pricing.