The U.S. Department of the Treasury said Secretary Scott Bessent met state insurance commissioners and the National Association of Insurance Commissioners to discuss the U.S. life insurance sector, including developments in private credit markets, the movement of U.S. life and annuity reserves to offshore jurisdictions and state and NAIC regulatory responses, and that Treasury and the commissioners agreed to continue staff- and senior-level engagement on the NAIC’s work on risk-based capital, private letter ratings, offshore reinsurance jurisdictions and oversight of evolving business models, with Bessent calling for fit-for-purpose regulation that encourages innovation while managing risk.