The Federal Deposit Insurance Corporation (FDIC) Board of Directors approved a final rule amending regulations on the display of the FDIC official digital sign and non-deposit signage. The changes simplify how banks must present these disclosures on digital deposit-taking channels such as bank websites and mobile applications, as well as on ATMs and similar devices. The amendments revise requirements adopted in a 2023 final rule that established the FDIC official digital sign and required signage for ATMs and digital banking channels. The updated approach concentrates display requirements on the screens and pages most relevant for consumers and provides banks additional flexibility in design choices for the FDIC official digital sign. The final rule takes effect 30 days after publication in the Federal Register, with a compliance date of April 1, 2027.
Federal Deposit Insurance Corporation 2026-01-22
Federal Deposit Insurance Corporation adopts final rule simplifying FDIC digital sign and non-deposit signage requirements for digital channels and ATMs
The Federal Deposit Insurance Corporation (FDIC) Board approved a final rule amending regulations on the display of the FDIC official digital sign and non-deposit signage, simplifying disclosure requirements for digital deposit-taking channels and ATMs. The rule, effective 30 days post-publication in the Federal Register, allows banks more flexibility in design choices, with a compliance date of April 1, 2027.