The Hong Kong Monetary Authority (HKMA), the Securities and Futures Commission (SFC), the Insurance Authority (IA) and the Mandatory Provident Fund Schemes Authority (MPFA) jointly launched the Anti-Scam Consumer Protection Charter 3.0, setting out a collaborative framework with technology and telecommunications firms to combat financial frauds and scams targeting the Hong Kong public. The initiative is supported by the Consumer Council, the Hong Kong Association of Banks, the Hong Kong Police Force and the Office of the Communications Authority. Building on the 2023 and 2024 versions of the charter, Charter 3.0 introduces six principles focused on reporting suspected frauds and scams, checking advertisers, strengthening internal monitoring processes, enforcing terms of service, and coordinating public education and awareness efforts. The IA indicated it will use the platform to strengthen public education and empower policyholders against increasingly sophisticated scam tactics.