The Slovenia Insurance Supervision Agency published consumer guidance based on a recent study showing that around 80 percent of homes in Slovenia lack earthquake insurance, with only about 20 percent of homeowners holding home insurance that covers the earthquake peril. The agency urges households to treat earthquakes as a material risk and to secure appropriate insurance cover rather than relying on state support after a severe event. The publication notes that earthquake cover is generally not automatically included in basic fire and home insurance and is typically purchased as an add-on, which can be attached to building (fire) insurance, household contents insurance, and additional expense cover such as accommodation costs if a home becomes uninhabitable. It points to Slovenia’s seismic exposure and recent activity, including almost daily minor tremors recorded by the Slovenian Environment Agency in February 2025, and advises owners in multi-unit buildings to verify whether the building policy arranged by the property manager includes earthquake cover and, if not, to arrange it through the owners’ assembly or directly with insurers.
Slovenia Insurance Supervision Agency 2025-03-17
Slovenia Insurance Supervision Agency warns that 80 percent of Slovenian homes are not insured against earthquakes
The Slovenia Insurance Supervision Agency issued consumer guidance highlighting that approximately 80% of homes in Slovenia lack earthquake insurance. The agency advises homeowners to consider earthquakes a significant risk and secure appropriate coverage, as it is not typically included in basic home insurance. It also recommends that owners in multi-unit buildings verify their building's policy for earthquake coverage.