The Taiwan Financial Services Commission published June 2025 insurance industry profit and net worth statistics showing insurance enterprises recorded a combined pre-tax loss of TWD 19.4bn at end-June. Life insurance enterprises posted pre-tax profit of TWD 3.5bn, down TWD 211bn or 98.4% year on year, while non-life insurance enterprises reported pre-tax profit of TWD 15.9bn, up TWD 0.7bn or 4.6%. Owners’ equity for the industry stood at TWD 2,366bn, with life insurers’ equity down 16.0% year on year to TWD 2,215.2bn and non-life insurers’ equity up 4.9% to TWD 150.8bn. Since end-2024 the Taiwan dollar appreciated 9.63% against the US dollar and life insurers’ cumulative foreign exchange valuation reserve rose TWD 13.9bn to TWD 233.5bn, while the combined impact of exchange and hedging gains and losses and volatility effects on the reserve was TWD -522.0bn; overseas investments generated net results of TWD -101.8bn when excluding the volatility effect on the reserve.
Taiwan Financial Services Commission 2025-07-31
Taiwan Financial Services Commission reports TWD 19.4bn pre-tax loss for insurers and 98.4% fall in life insurers’ profit
The Taiwan Financial Services Commission reported a combined pre-tax loss of TWD 19.4bn for the insurance industry as of June 2025. Life insurers' pre-tax profit dropped 98.4% to TWD 3.5bn, while non-life insurers' profit rose 4.6% to TWD 15.9bn. Owners’ equity for life insurers decreased 16.0% to TWD 2,215.2bn, whereas non-life insurers' equity increased 4.9% to TWD 150.8bn. The Taiwan dollar's 9.63% appreciation against the US dollar since end-2024 contributed to a TWD 13.9bn rise in life insurers' foreign exchange valuation reserve, despite a TWD -522.0bn impact from exchange and hedging volatility.