The Reserve Bank of India has published draft amendments to its governance directions for urban co-operative banks and rural co-operative banks, proposing to introduce a minimum cooling-off period for directors. The proposal is intended to reinforce the statutory maximum continuous tenure of 10 years for directors of co-operative banks under the Banking Regulation Act, 1949, after the RBI observed attempts to bypass the requirement through brief resignations or short interruptions between successive board tenures followed by re-election or co-option. Public and stakeholder comments are invited by January 30, 2026 through the RBI’s Connect2Regulate channel.