The Central Bank of Russia released its February 2026 monitoring results for maximum interest rates on Russian ruble deposits offered by the top 10 credit institutions attracting the largest volume of household deposits. The average maximum rate across the group fell from 14.49% in the first 10 days of February to 14.26% in the second 10 days. For reference, the average maximum rates by maturity were 13.54% (up to 90 days), 13.98% (91 to 180 days), 13.57% (181 days to one year) and 11.75% (over one year). The indicator is calculated as the arithmetic mean of each bank’s maximum publicly available deposit rate, excluding special-category deposits, compound rates, rates conditional on meeting additional requirements, combined deposit products, and deposits with step-up structures; the Bank of Russia notes the published values are indicative and based on information from the banks’ websites.
Central Bank of Russia 2026-02-25
Central Bank of Russia publishes February monitoring showing average maximum retail deposit rates falling to 14.26%
The Central Bank of Russia reported a decline in the average maximum interest rates on Russian ruble deposits from 14.49% to 14.26% in February 2026 among the top 10 credit institutions. Rates by maturity were 13.54% for up to 90 days, 13.98% for 91 to 180 days, 13.57% for 181 days to one year, and 11.75% for over one year. These rates are calculated as the arithmetic mean of each bank’s maximum publicly available deposit rate, excluding certain special categories.