The Central Bank of Belize has executed a contract with Montran Corporation to design and implement Belize’s Instant Payment System (IPS), supported by the World Bank, as part of a modernization of the country’s domestic payments infrastructure. Once operational, the IPS is intended to enable faster, more inclusive and more efficient payments through real-time settlement. The system is positioned as a flagship initiative under the Central Bank’s payments reform agenda, which began with the Automated Payments and Securities Settlement System (APSSS) in 2016. Planned user features include alias identifiers for payments using phone numbers or email addresses, QR codes to support fast and low-cost merchant transactions, and request-to-pay functionality for billing and collections. The project now moves into an 18-month implementation phase covering system development, testing and engagement with financial institutions and other stakeholders, alongside a public education campaign to support awareness and adoption.