The National Bank of Moldova issued a warning urging people to rely on official information channels and to verify sources before taking any action involving personal data, bank accounts, or fund transfers, citing unauthorised public communications that use the names of public institutions including the central bank. The alert highlights investment offers promising rapid and “safe” returns, promoted mainly via social media, messages, or phone calls, where fraudsters use names, logos, or images of institutions, well-known companies, or public figures to create a false impression of credibility. The central bank recommends cautious behaviour, particularly with unsolicited offers, avoiding disclosure of sensitive data, and verifying any payment or transfer request through institutional channels, and it clarifies that it does not contact individuals to propose investments, request payments or transfers, grant loans or broker borrowing, or provide investment services, portfolio management, or retail investment product promotion. It also reiterated that cryptocurrency investments are not regulated in Moldova and user funds are not protected.