The National Bank of Denmark published its biannual Financial Stability analysis, finding that banks continue to report high earnings and limited losses on their customers, while warning that heightened uncertainty calls for continued resilience and preparedness. The review highlights sharp house price increases in the Capital Region as an area requiring attention, even as growth in housing lending remains moderate. It stresses that lending rules and sound credit principles in banks are important to prevent households from becoming over-indebted, and identifies cyberattacks as one of the most significant risks to financial stability amid a complex threat landscape and hybrid threats that can trigger operational incidents affecting critical infrastructure.
National Bank of Denmark 2025-11-25
National Bank of Denmark flags Capital Region house price momentum and cyber threats in biannual financial stability review
The National Bank of Denmark's biannual Financial Stability analysis reports high bank earnings and limited customer losses, but emphasizes the need for resilience amid uncertainty. It highlights sharp house price increases in the Capital Region, the importance of sound lending practices to prevent household over-indebtedness, and identifies cyberattacks as a significant risk to financial stability.