The Central Bank of the Republic of Kosovo has released its scheduled statistics for the commercial banking sector for November 2025, covering balance-sheet aggregates, new lending and deposit flows, interest rates, and key ratios. Commercial banks’ total assets stood at EUR 9.22 billion at end-November, down 1.23% from the prior month. Gross loans reached EUR 6.55 billion, up EUR 54.49 million (0.84%), while new loans in November totalled EUR 203.75 million with an average interest rate of 6.69%. Customer deposits increased to EUR 7.39 billion, up EUR 33.00 million (0.45%), with new deposits of EUR 79.62 million and an average interest rate of 3.08%; the interest rate margin between loans and deposits was 3.61%, and the loan-to-deposit ratio was 88.71%. Total capital was EUR 1.12 billion at end-November, and loan provisions rose 1.60% month-on-month to EUR 153.69 million.
Central Bank of the Republic of Kosovo 2025-12-24
Central Bank of the Republic of Kosovo publishes November 2025 commercial banking statistics
The Central Bank of the Republic of Kosovo published November 2025 statistics for the commercial banking sector, noting a 1.23% decrease in total assets to EUR 9.22 billion. Gross loans increased by 0.84% to EUR 6.55 billion, while customer deposits rose by 0.45% to EUR 7.39 billion. The interest rate margin was 3.61%, with a loan-to-deposit ratio of 88.71%.