The Central Bank of the Republic of Kosovo has released its scheduled statistics on commercial banks for September 2025, showing continued month-on-month growth in assets, lending and customer deposits, alongside updated interest rate and balance-sheet indicators. Commercial bank assets reached EUR 9.14 billion at end-September, up 0.90% from the previous month. Gross loans rose to EUR 6.45 billion, an increase of around EUR 58.73 million (0.92%), while new loans totalled EUR 190.09 million with an average interest rate of 6.90%. Customer deposits increased to EUR 7.34 billion, up around EUR 54.02 million (0.74%), with new deposits of EUR 137.76 million and an average interest rate of 3.12%. The interest rate margin between new loans and new deposits was 3.61%, the loan-to-deposit ratio stood at 87.88%, total bank capital was EUR 1.09 billion, and loan loss provisions increased by about 0.19% to EUR 146.64 million.
Central Bank of the Republic of Kosovo 2025-10-23
Central Bank of the Republic of Kosovo publishes September 2025 commercial banking statistics
The Central Bank of the Republic of Kosovo reported continued growth in commercial bank assets, lending, and customer deposits for September 2025. Assets reached EUR 9.14 billion, gross loans rose to EUR 6.45 billion, and deposits increased to EUR 7.34 billion. The interest rate margin was 3.61%, with a loan-to-deposit ratio of 87.88%.