The Central Bank of Russia published its August 2025 monitoring results for the maximum interest rates on Russian-ruble household deposits offered by the top 10 credit institutions attracting the largest volume of household deposits. The average maximum rate across these banks was 15.96% for the first 10 days of August and 15.85% for the second 10 days. For reference, the Central Bank of Russia also reported average maximum rates by maturity: up to 90 days (15.34%), 91 to 180 days (15.36%), 181 days to one year (14.42%), and over one year (12.99%). The “maximum interest rate” measure covers deposits available to any client without limitations or preliminary conditions and excludes special-category deposits, compound interest, rates contingent on conditions (such as card turnover or minimum balances), combined products with additional requirements, and deposits with maturities split into periods with varying rates; the monitoring is based on information published on the banks’ websites and the published value is indicative.
Central Bank of Russia 2025-08-25
Central Bank of Russia publishes August 2025 monitoring showing top 10 banks’ maximum RUB deposit rates at 15.96% and 15.85%
The Central Bank of Russia released its August 2025 monitoring results for maximum interest rates on Russian-ruble household deposits from the top 10 credit institutions. The average maximum rate was 15.96% for the first 10 days and 15.85% for the second 10 days of August. Rates by maturity were reported as 15.34% for up to 90 days, 15.36% for 91 to 180 days, 14.42% for 181 days to one year, and 12.99% for over one year.