De Nederlandsche Bank has started publishing semiannual aggregated figures on fraudulent transactions reported by banks and payment institutions in the Netherlands. The move is intended to give consumers, policymakers and fraud prevention professionals a clearer view of the scale and pattern of payment fraud. The figures cover transactions that were not authorized by the victim as well as cases where victims were manipulated into making a payment, for example after criminals posed as a bank, care institution or relative. Banks and payment institutions are required to detect and report fraudulent transactions to De Nederlandsche Bank, which combines the data so individual firms cannot be identified. The published overview currently covers three transaction types: cash withdrawals at automated teller machines, card payments in stores and online, and credit transfers made through a payment app or internet banking. De Nederlandsche Bank said it is publishing the figures now because institutions have been required under European law since 2022 to disclose these data every six months and the central bank now has enough observations to identify trends over time. The overview does not include some more specific transaction types and does not yet publish data on e-money fraud, such as gift cards or money that can only be spent on certain online platforms. De Nederlandsche Bank said it wants to publish those transactions in the future.
De Nederlandsche Bank2026-06-30
De Nederlandsche Bank begins semiannual publication of fraud transaction data from banks and payment institutions
De Nederlandsche Bank has started publishing semiannual aggregated data on fraudulent transactions reported by banks and payment institutions in the Netherlands. The figures cover unauthorized payments and payments induced by fraud, and currently include ATM cash withdrawals, card payments and credit transfers. E-money fraud is not yet included, but De Nederlandsche Bank said it plans to publish those data in future.