The Bank of Japan released preliminary December 2025 “principal figures” for financial institutions, setting out year-on-year changes and levels for loans and discounts and for deposits and certificates of deposit across major, regional and shinkin banks, alongside a separate series for foreign banks’ yen-denominated lending in Japan. For loans and discounts, average amounts outstanding in December 2025 were 6,606,626 (JPY 100 million) for the total of major, regional and shinkin banks, comprising 2,684,305 (JPY 100 million) at major banks, 3,131,388 (JPY 100 million) at regional banks (2,574,964 (JPY 100 million) for regional banks I and 556,424 (JPY 100 million) for regional banks II) and 790,933 (JPY 100 million) at shinkin banks. The release also reported foreign banks’ yen-denominated loans in Japan of 63,773 (JPY 100 million). For deposits and CDs, average amounts outstanding for the total of city, regional, shinkin and other surveyed domestically licensed banks were 10,599,727 (JPY 100 million), up 0.9% from a year earlier; deposits figures exclude unsettled checks and bills, and shinkin bank data are compiled via Shinkin Central Bank.
Bank of Japan 2026-01-13
Bank of Japan publishes preliminary December 2025 figures for bank lending and deposits
The Bank of Japan released preliminary December 2025 data showing year-on-year changes in loans and deposits for major, regional, and shinkin banks, with loans totaling 6,606,626 JPY 100 million and deposits at 10,599,727 JPY 100 million, a 0.9% increase. The report also includes foreign banks' yen-denominated loans in Japan, totaling 63,773 JPY 100 million.