The European Commission has opened a call for evidence seeking input from citizens and stakeholders on a European blueprint for savings and investment accounts. The initiative sits under the savings and investments union strategy and is intended to make it easier for retail investors to participate in capital markets, with the aim of improving returns on savings while increasing funding available to EU companies. The Commission is asking for best practices to ensure these accounts work as a convenient entry point to capital markets, including views on the tax treatment of such accounts. The accounts are described as a way for individuals to hold capital market instruments such as listed shares, bonds and investment fund shares in an accessible format, potentially supported by tax incentives or simplified tax procedures. Feedback can be submitted via the Have your Say Portal for four weeks and will inform a Commission Recommendation on establishing savings and investment accounts, expected in the third quarter of 2025.
European Commission 2025-06-11
European Commission launches call for evidence to develop an EU blueprint for savings and investment accounts
The European Commission has launched a call for evidence on a European blueprint for savings and investment accounts, part of the savings and investments union strategy. This initiative aims to facilitate retail investor participation in capital markets, improve savings returns, and boost funding for EU companies. The Commission seeks input on best practices, including tax treatment, to ensure these accounts serve as a convenient entry point to capital markets.