The Egypt Financial Regulatory Authority issued Decisions No. 17 and No. 18 of 2025 to increase the maximum amount of microfinance that can be granted for microenterprise projects and to raise the maximum insurance coverage for microinsurance. The measures lift the microfinance cap to EGP 266,000 from EGP 242,000 and the microinsurance coverage limit to EGP 312,500 from EGP 250,000. Decision No. 17 applies to financing provided by companies, associations and civil society institutions, and represents a 10% increase over the prior limit; the Authority cited its power under Law No. 201 of 2020 (amending Law No. 141 of 2014) to adjust the cap in line with economic conditions. Decision No. 18 raises the microinsurance ceiling in the context of economic changes and implementation of Egypt’s Unified Insurance Law; the Authority referenced its earlier Decision No. 268 of 2024, which increased the microinsurance limit by 25% to EGP 250,000 under Article 37 of the law, which entered into force in July 2024. The Authority reported that microenterprise financing totalled EGP 73.9bn in the first 11 months of 2024 for 3.1m beneficiaries, with outstanding balances of EGP 61.4bn at end-November 2024.
Egypt Financial Regulatory Authority 2025-03-04
Egypt Financial Regulatory Authority raises microfinance financing cap to EGP 266,000 and microinsurance cover to EGP 312,500
The Egypt Financial Regulatory Authority issued Decisions No. 17 and No. 18 of 2025, raising the microfinance cap to EGP 266,000 and the microinsurance coverage limit to EGP 312,500. Decision No. 17 applies to financing by companies, associations, and civil society institutions, reflecting a 10% increase. Decision No. 18 aligns with economic changes and Egypt’s Unified Insurance Law, following a prior 25% increase to EGP 250,000 in 2024.