The Federal Reserve Board published opening remarks by Vice Chair for Supervision Michelle W. Bowman at its Community Bank Conference, framing the event around the future of community banking amid rapid technological change, evolving consumer expectations, and a shifting regulatory landscape. Bowman said the conference would bring together more than a hundred community bank CEOs in person and additional participants virtually, with panels aimed at hearing directly from bank leaders on emerging trends, economic shifts, and innovations including the impact of artificial intelligence and fraud. She also highlighted participation from external speakers including Treasury Secretary Scott Bessent, Paxos CEO Chad Cascarilla, Blackstone CEO Stephen Schwarzman, and Robinhood CEO Vlad Tenev, as well as a panel moderated by CNBC host Jim Cramer, and noted that a dedicated policy session would focus on how capital and liquidity regulation affects community banks’ ability to serve their communities.