The Central Bank of Malta has launched a four-week public consultation on proposed amendments to CBM Directive No. 16, the Regulation on Borrower-Based Measures, focusing on the current stressed debt service-to-income ratio (DSTI-O) for legal persons. The consultation package comprises a main document explaining the proposed changes between the existing Directive text and a revised version, and a tracked-changes copy of Directive No. 16 showing all proposed amendments. After considering stakeholder feedback, the Central Bank of Malta will publish a feedback statement and the revised Directive on its website.